Although the warning stories of Bradford and Bingley, RBS and Lehmann Brothers might have us all quaking in our boots when it comes to investment funds and even the regular current bank account, now is not quite the time to return to the kind of activities usually perpetrated by gangster movies and start keeping your life savings shoved under your mattress in a shoebox. Whilst many of us don’t care about gaining masses of interest on our bank balance, it does at least serve to keep your cash in a secure place.

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