With the broad stock market down close to 50% in the last 12 months, the question on many people’s minds is: “when to buy stock?” For many folks, sitting on a portfolio of losses over the last year has been painful, but they know that eventually in time prices will go back up. Being in the right place when they do is going to be paramount not just to make back those losses that you incurred, but also to make huge gains when stocks rally out of their funk.

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